Tuesday, April 24, 2018

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The information displayed on this page was provided by a financial institution and was considered accurate at the time of publication (April 2, 2018). Please click "Apply Now" above to see the latest terms and conditions. Annual Percentage Rate Purchase APR 13.49% - 24.49% (Variable) * Balance Transfer APR 13.49% - 24.49% (Variable) * Cash Advance APR [19659004]19659005] Overdraft APR Not applicable

Fee

Annual fee None Balance transfer fee 3% Cash advance payment per cash 10% or 5% of the prepaid amount, whichever is greater Foreign exchange transaction fee No Deferred payment No first payment was late for you. Thereafter, up to $37 Return payment costs Up to $37 Excess credit line charges None

Other information

Reward category Cashback [19659005] Issuer Discovery network found minimum credit quality (what is this) excellent

other details and restrictions

  • introduced buying interest rate of 0% for a period of 14 months to open an account; then apply Standard purchase APR. From the date of the first transfer within 14 months, the average annual transfer rate of the balance is 0%, which is transferred to 6710/2018 according to this preference; then the standard is used to purchase APR. The annual interest rate for standard purchases varies from 13.49% to 24.49%, depending on your creditworthiness. Cash APR: 26.49% variable. The variable annual interest rate will change based on the market based on the prime rate. Minimum interest expense: $.50. Cash prepayment: 5% $ 10 Balance transfer fee: 3%. Annual fee: 0 dollars. The exchange rate is closed 3/30/2018 . When we evaluate reputation, we consider your credit report, all the information you provide, and other information. Customers with the best credit profile receive the lowest rates. Other customers receive higher rates and may offer different rates or terms of account, which does not include entry rates or reward awards. We will use payment methods as appropriate, including payment at the best discount or convenience. During each billing period, we usually apply the amount you have paid in excess of the minimum payment period before your payment date because APR's balance is before the lower APR's balance.
  • Rewards: We will send you full terms and conditions cards. A 5% plan per quarter has a cap on category purchases and you must register each plan. The maximum amount may change. The 5% category buys more than the quarterly limit and all other purchases earn 1% cash back. Rewards did not expire. If your account is closed or you have not used it within 18 months, we will credit your Cashback bonus balance with your account. If your card is lost or stolen, it may not be able to redeem in about 24-48 hours. Discovery [19459040] Discover [1945902] (R) Identity reminders are provided free of charge by Discover Bank and are only available online. They currently include the following services: (a) When you list a new account in your report, your Experian ](R) Daily monitoring of credit reports and alerts; (b) If your social security number is found on such websites, it will monitor thousands of high-risk websites known daily for revealing personal information. And issue an alert. This information only applies to and is only available to account opening, reputable credit card members with email addresses. Major card members must agree to receive identity reminders online. The identity alert service is based on Experian information and data and may be different from other credit bureau information and data. Monitoring your credit report will not affect your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization defined by federal or state law, including the Credit Repair Organization Act. To see a list of frequently asked questions, visit discover.com/freealerts. [19459040] FICO (R) Credit scoring terms: Your FICO (R)credit scores, key factors, and other credit information are based on TransUnion and may be associated with other credit scores. Different from other credit information. This information is intended and provided only to the primary account holder who has a usable score. Please see Discover.com/FICO for availability of your score. Your scores, key factors, and other credit information are available on Discover.com, and members can also earn points on reports. Customers have recently been able to view the year's score online. Discover and other lenders may use different inputs, such as FICO (R) credit scores, other credit scores, and more information on credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  • Freeze it (R): When you freeze your account, Discover will not authorize new purchases, prepay cash or balance transfers. However, some activities will continue, including bills marked by businesses as recurring, as well as returns, credits, dispute adjustments, payments, discovery of protection product fees, other account fees, interest, incentive exchanges, and certain other exempt transactions.
  • Cashback matching TM : After the first 12 consecutive billing cycles of your new account open, we will match all Cash Rebate rewards you earn, and within one or two billing cycles Apply it to your account. If your account is closed when we calculate your potential reward or is no longer in the Cash Reward Program, your cash back will not match. You have been rewarded for cash back if you posted to your account at the end of the 12th consecutive billing cycle. This promotional offer may not be available in the future.
  • When you use the Discover [1945902](R) card to purchase any item on Amazon.com within 3 months, you get a $75 voucher credit. Limit one account per customer per account. Your billing credit will automatically be added to your Discover card account within 1-2 billing cycles. Amazon.com's purchases include purchases made through Amazon.com, including digital downloads, Amazon Gift Cards, Amazon Fresh Orders, Amazon Local Offers, and Amazon Discount Subscriptions, as well as third-party merchants selling through Amazon.com. Offers apply only to Amazon.com applications.

Exchangeable cash at any time. Reward never expires.
Earn 5% of cash in different places every quarter, such as gas stations, grocery stores, restaurants, Amazon sites, or wholesale clubs, up to a quarterly maximum per activation. In addition, all other purchases can be used with unlimited cash refund of 1% - automatic redemption.
Exchangeable cash at any time. Reward never expires
100% US-based customer service
Use FICO® credit score, recent inquiries and more information Get free credit card
New!
Get Free Social Security Number Alert - Discover Will Monitor Thousands of Risky Websites When You Sign Up
No Annual Fees Charged
Get Free Social Security Number Alerts - Discover Will Monitor When You Sign Up Thousands of risky websites. Click "Apply Now" to view rates, rewards, FICO® credit score terms, Cashback MatchTM details and other information.



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