The "money problem" is the top ten reasons why people divorce in the United States. That's why almost everyone suggests that you have a "money conversation" with your partner before getting married. When do you start talking to someone you are dating? Obviously not the first date. I stay away from personal relationships with someone until I know enough about their financial situation. Financial baggage can be a huge burden on a relationship. If you have become an emotional affiliation, then finding your partner's bad credit or over-indebtedness will make you feel: Is it worth sticking to?
This is my suggestion. If you are still dating, but not a couple, and you find that your potential boy/girlfriend has both bad credit and great indentation, then flee the Dodge! Help yourself a favor, follow Tina Turner's motto: What does love have to do with it? Consider playing the scene. Do you really want to combine this person with all of their financial problems and put your financial future in jeopardy? You may not. You will get tired of paying fees, paying fees, taking out loans in your name, and so on. Therefore, please end this relationship as soon as possible.
What if you find an ongoing appointment but have a lot of debt? How much debt is there? If she has more than $100,000 in personal debt and is not in Med School or other high-paying professional funnel, I will start it for my girlfriend. But that's just me.
The best case scenario for a relationship with someone you really like, a cute game, but with financial burdens, is a prospective boyfriend/girlfriend just bad credit. As Gerri Detweiler said, how can I help my boyfriend improve his credit score by 140 points [link below] to determine what the problem is. If your boyfriend or girlfriend [preferably a "potential" boyfriend/girlfriend] makes a bad decision because of a lack of knowledge, you can help educate them. Detweiler's boyfriend took out a secured credit card with a $500 collateral deposit and then charged the maximum amount in one lump sum, believing it would increase his credit. What he doesn't know is that you should never get a balance on a secured credit card with a credit limit of 20-25% of the credit line, which means that in this case, Detweiler's boyfriend should not have more than $ balance. After 125 per month.
So you have it, financial dating advice.
Let's quickly summarize:
Don't let love chemistry hinder your future financial plans.
Start as soon as possible to prove the financial health of the girl/man you are dating. Be smarter.
If you find that your potential boyfriend/girlfriend is heavily indebted and has bad credit, please interrupt your appointment before exclusive. If they are budget-conscious, even if they live with their parents at home, give them points.
If you are already in a bad financial relationship, then if your partner has enough debt to pay for the entire mortgage of the home [$100,000 or more], be confident and break it. Of course, unless they are in middle school or in a traditional high-paying and demanding career.
If it's just a credit issue, please help your partner get rid of it. A secure credit card is a great way.
Why do you want to get married and then get divorced because of the money problems that arise after the date? It does not have any cents.
Http://finance.yahoo.com/news/helped-boyfriend-boost-credit-score-123019933.html
Orignal From: Do you dump your boyfriend/girlfriend with bad credit?
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