In general, retirement communities are divided into one of two ways – whether for age targets or age restrictions. Age-restricted retirement communities do not allow people under the age of 55 to purchase homes at all, and may have very strict rules on the time that family members of certain ages may be able to visit. An age-appropriate retirement community does not restrict the purchase of homes from interested buyers under the age of 55, although facilities and demographics will be well suited for retirees.
No matter which method you choose, you will have the opportunity to share commonalities, interests and activities with new people while enjoying the retirement lifestyle you have always wanted!
If you are studying the potential of choosing a retirement community, please follow these tips:
1. Ask around people who may have chosen a retirement community.
Many times, friends or family members know who has left you - nothing is better than listening to a friend who has chosen his/her retirement community.
2. List which retirement activities are most important to you.
Do you like golf, fishing, boating, swimming or sports? List your favorite pastimes and search for retirement communities that may offer these pastimes. Check out the clubs, groups and events you are looking for in a retirement community. Make sure you choose a retirement community that matches your interests.
3. Online survey.
Most retired communities have great websites that provide a lot of information - videos, test books, regional descriptions, and other juicy information you want to know before deciding to retire. This information can really help you choose a retirement community.
4. Calculate the cost.
An affordable retirement solution is very important. Calculate the cost of living in the retirement community you are investigating. Often, places like Florida offer cheaper living costs, while others may be more expensive. Pay attention to the "hidden cost." Some retired communities, such as those in Florida, have CDDs - which means that community builders will provide loans for your mortgage, which will increase your monthly mortgage costs.
5. Find a retirement location that provides good health care.
When you look to the future, great health care choices are extremely important. Find a retirement community in a place known for quality health care!
6. Visit it!
Most retirement communities offer 2 or 3 nights in a retirement community, so you can get a great trip and experience what you might expect in the future. Be sure to spend time talking to current residents and some employees during your visit. Residents will have a good understanding of how they feel in the community, and by talking to employees, you will learn how to treat you.
Orignal From: How to choose a retirement community
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