Pop Quiz: How many errors do you think are included in the hospital bills sent and received each day? Two tenths? half? You may not believe it, but the answer is that nine out of ten medical bills contain incorrect data. This comes from the US Government Accountability Office, so you can't fire the report like this. Really, with the error rate, you have to really check your records and make sure you pay the true value of your medical bill debt.
This is not to say that the hospital has deliberately deceived Americans from their hard-earned cash in order to make huge profits in some big conspiracy, but there are too many variables involved in this process. First, the system of recording itself is confusing because too few patients are too lazy to check their hospital bills and compare the itemized costs to the actual procedures received. Second, the explanation of the benefits that the insurance company sends to you is too vague for the average family.
For example, you need to ask for an unbundled bill to check and counter the coded items there. Have you actually received the lab fee for the sugar meter included in the bill? What is the service assigned to your nurse? Do you need to pay extra or a room package? Have you ever thought about how many times they have changed dressings? How about medicines?
If you can't make positive and negative aspects of medical terminology, then your insurance company will be happy to help because it saves money. You can even ask your hospital's billing department to meet with your insurance account manager to rationalize and justify your medical bill debt.
However, insurance companies are not completely out of the woods. You must also research your manual, especially your coverage, and cross-check that all procedures correctly represent and pay for your medical bill. There are medical professionals and even lawyers who are experienced in checking hospital account statements and insurance company welfare explanations. They should be able to help you reduce your medical expenses.
Orignal From: Medical bill debt may swell due to erroneous data
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