Sunday, April 14, 2019

Three budgets

Whenever someone is setting a financial goal, one of the themes that emerge is within the budget or within the budget. The truth is that there are three different types of budgets, each with its own structure and method. This theme is definitely not a "one size fits all" theme. Understanding the different types of budgets will help you keep track of the correct information for the task you are working on.

Operating budget

Most of the time, when someone talks about their budget, they are referring to the operating budget. The operating budget is the budget that tracks ongoing financial activities. This is the daily budget of a business or family.

The operating budget tracks revenue and expenses. The purpose of this document is twofold. First, by tracking all financial movements or "cash flows," one can gain a clearer picture of the financial situation. I hope this photo will allow a person to make any desired changes in an effective way. Second, the focus of this budget is the difference between income and expenditure. In the enterprise, this is profit; for a family, this is "fun" money. How to deal with this difference is another topic, another time.

project budget

The project budget focuses on controlling costs. The idea is that there is a fixed amount of a certain amount that can be used to pay for everything. By tracking costs, one can make sure everything is covered. When a person delivers results "on budget," this is the type of budget being discussed.

The key is to track costs and make decisions right. In this case, questions about purchasing resources, hiring people, and buying advertisements are usually discussed. Revenue is usually determined at the beginning of the project or at a clearly defined amount. Usually, the project budget refers to the operating budget.

Target budget

The target budget is where the target amount is set and the amount of revenue is tracked. If you track costs, these costs will only have an impact on your revenue. For example, processing fundraising projects in this way.

Any fees tracked in this budget are only those directly related to income. For example, fundraisers can purchase envelopes for distribution so that people can post donations. The main concern is the growth rate of the amount saved. Again, this work can be related to other more comprehensive activities, such as family savings for vacations as part of the overall budget.

Have the right structure

When a person creates a budget, the right focus is the key to success. Understanding the different types of budgets does help to set priorities correctly.




Orignal From: Three budgets

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