Travel is an activity that everyone must do at the same time; what is the purpose of the trip, or whether the trip is a local trip or an international trip does not matter. Many people actually expect to travel to other parts of the world for a variety of reasons and purposes, including but not limited to business, travel, vacation, pilgrimage, education and medical care.
Exciting travel outside of a person's field is often accompanied by a lot of preparation, and often requires a lot of resources to ensure that travel actually takes place; these include obtaining an international passport, medical testing [if applicable], expensive visa processing fees, flight bookings And hotel reservations.
Many people will do anything just to achieve their international travel goals. It is very frank here, international travel is actually interesting and worth looking forward to. Travel, especially international travel, is a form of education for travelers because they have the opportunity to see new environments, meet new people, and learn about other places.
International travel offers many opportunities for travelers regardless of their initial travel purpose. These include business opportunities, educational opportunities, employment opportunities and even opportunities at sea. Unfortunately, these [possible] travelers can only see these and many other opportunities. They seem to know nothing about the risks in international travel or don't care, so they don't take any steps to mitigate this risk.
In this joke, you may want to ask a question: "What are the risks associated with international travel?" Very good question. Please continue reading as most of the risks will be discussed in the following paragraphs.
Risk associated with international travel
As fun, interesting, enjoyable, profitable and educated by international travel, they also have their own shortcomings - risk - just like everything else in life. And fortunately, for travelers, most of these risks can be transferred to professional travel insurance providers by purchasing travel insurance - also known as "travel health insurance" or "travel medical insurance."
These international travel risks are diverse, including but not limited to:
- Sudden illness in destination countries requiring emergency medical care and/or hospitalization.
- Participate in accidents that result in personal injury, temporary or permanent disability or death
- Checked baggage lost
- Lose international passports, drivers and other valuables. License, national identity card, etc.
- Foreign personal responsibility
- Emergency dental case
- Hijacking
- Law enforcement agencies arrest need to be blocked and legally defended
Guarantees and benefits provided by major travel insurance policies
The following is a list of most of the benefits and benefits provided by the travel insurance policy - depending on the provider. Therefore, please pay attention to these insurances and benefits when you purchase travel insurance next time.
- Foreign medical expenses and hospitalization expenses
- Emergency medical evacuation
- Repatriation after treatment
- Emergency dental care
- Repatriation of family members traveling with the insured
- Travel of an immediate family member
- Emergency relatives return to their homes after death
- Repatriation
- Medical assistance
- Legal aid
- Pre-departure service
- International general assistance
- Foreign information assistance on lost luggage and passports,
- Providing medicine
- Legal defense
- Bail progress
- Hijacking public transport
- Lost passport, driver's license, foreign ID card
- Compensation for lost luggage on board
- Compensation for delay in arrival of baggage
- Delay in departure
- Positioning and forwarding of luggage and personal items.
- Accidental Death
- Permanent disability
- Personal civil liability
- Travel cancellation fee
After talking about the guarantees and benefits provided by travel insurance, it is also important to consider the risks not covered by most of these policies, as follows:
- Participation in a criminal act, or due to his/her fraud, gross negligence or reckless behavior, including the behavior of the insured being in a state of disorder or the cost of psychiatric treatment itself being excluded;
- Natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, atypical cyclonic storms, space and aerosol falling objects, and any special atmospheric, meteorological, seismic or geological phenomena in any other type of natural disaster;
- An incident caused by terrorism, mutiny or crows;
- An incident or action of an armed or security force in peacetime;
- War, whether or not there is a prior statement, as well as any conflict or international intervention using force or coercion or any type of military action.
- Participate in betting, challenge or quarrel unless it is legally exempt or necessary;
- Pre-existing disease or injury
- Participate in competitions, sports, preparation or training tests;
- Racing or motorcycle racing, horseback riding, mountaineering, hole punching, boxing, wrestling in any mode, martial arts, skydiving, hot air ballooning, freefall, gliding, and, in general, any known sport or recreational hazard
- Participate in competitions or competitions organized by sports federations or similar organizations.
- Harmful winter and/or summer sports such as skiing and/or the like.
- Work-related accidents
- Internal and locally recognized epidemics.
- a disease or injury that precedes the onset of a chronic illness or policy;
- Death or injury due to suicide or attempted suicide or any self-harm.
- Disease, injury or pathological condition caused by alcohol, drugs, toxic substances, drugs or drugs not prescribed by a doctor, and any mental illness or mental imbalance;
- Disease or injury caused by pregnancy and childbirth or any complications or voluntary termination of pregnancy;
Travel insurance can be purchased online - and many travel insurance providers can purchase it. All you need to do is find your preferred provider, fill out an online form or questionnaire, pay, and print the policy immediately or send it to your email address.
You can also purchase travel insurance offline from your local insurance company or travel agent. No matter which method of purchase you choose, you can rest assured that you will be fully protected from insurable gravel insurance risks.
Use your travel insurance
After you purchase your travel insurance policy, whether you use the provider's online portal or travel agency to purchase it through your local insurance company, you should make sure you don't forget to bring the file. You are on the go. This is very important because you may need the relevant agency to present the document.
You should pay special attention to your policy number [copy the number to other locations if possible], because when you call them for help, the service provider will ask the property to identify you.
Another thing you should be aware of when you travel insurance or policy documents is the telephone number of the assistance company you need to call when you need help. These numbers are always clearly written on travel insurance documents - so please pay attention to them.
You should read as much documentation as possible to understand the cover provided, the terms and conditions of the policy, and the exclusions. And it's very important to be honest and avoid all forms of fraud when making a claim against your policy.
Summary and conclusion
Other benefits provided by the travel insurance policy cannot be discussed in detail here. However, reading the several benefits discussed above, you will agree that travel insurance is a must for successful travel. Therefore, the next time you plan an international trip, you will purchase travel insurance as your top priority. This is quite affordable and can be bought by anyone. Peace of mind and the protection it will provide you is awesome.
Orignal From: Travel Insurance - Essential Travel for International Travelers
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